Home equity financing options
Access Your Home Equity Without Replacing Your First Mortgage
Explore options to access cash from your home's equity while keeping your existing first mortgage in place.
Whether you're looking to consolidate debt, improve your home, or access funds for other financial goals, West Capital Lending can help you explore your options.
Quick qualification form • No obligation to explore your options
Built around your goals
Your Home Equity. Your Financial Goals.
Accessing your home's equity may give you flexibility without replacing your existing first mortgage, depending on your eligibility and available loan options.
Keep Your Existing First Mortgage
Explore options that may allow you to access equity without replacing your current first mortgage.
Access Funds for Your Goals
Explore potential financing for debt consolidation, home improvements, or other eligible financial needs.
Explore a Streamlined Process
Find out whether you may qualify for a financing option that fits your situation.
Find out whether you may qualify for a financing option that fits your situation.
A smarter next step
Your Home May Have More Financial Potential
You may have built equity in your home over time. If you're looking for access to funds, exploring your home equity options could be a step worth considering.
West Capital Lending helps homeowners explore financing options based on their property and financial situation. You don't have to guess what options may be available.
Let's explore your options.
Clear from the start
Get Started in 3 Simple Steps
01
Share Your Information
Tell us about your property, current mortgage, and financing needs.
02
Review Your Details
Our team can review your information and assess available options based on applicable requirements.
03
Explore Your Options
Discuss potential financing solutions that may fit your situation.
Discuss potential financing solutions that may fit your situation.
Flexible documentation
Self-Employed? Explore Your Home Equity Options.
Traditional income documentation isn't the only approach used by every financing program.
Depending on the program, eligible self-employed borrowers may be able to qualify using bank statement deposits for income assessment.
Have home equity and a financing goal? Let's explore your options.
Program availability and eligibility requirements vary.
West Capital Lending
A Simple Way to Start Exploring Your Options
Financing options are subject to applicable eligibility, underwriting, and program requirements.
Share your property information
Tell us about your financing goals
Explore potential home equity solutions
Receive information based on your situation
Helpful answers
Frequently Asked Questions
Do I need to replace my existing first mortgage?
Depending on the financing option, you may be able to access home equity without replacing your existing first mortgage.
How much cash can I access?
The amount depends on factors such as property value, existing mortgage balance, credit, income, and applicable program requirements.
Can self-employed homeowners apply?
Some programs may consider bank statement deposits for eligible self-employed borrowers.
What credit score do I need?
A target of approximately 620 or higher may apply, but actual eligibility depends on the program and other requirements.
Does submitting the form guarantee approval?
No. Submitting an inquiry does not guarantee approval, loan terms, or funding.
Ready to Explore Your Home Equity Options?
Tell us a little about your property and financing goals.
